Disclaimer concerning the use of websites owned by Glitnir and/or its subsidiaries and affiliates

Copyright in the pages and in the layout and content thereof, is owned by Glitnir, and may not be reproduced without permission. No part of the information presented is to be regarded as a binding offer given by Glitnir, unless otherwise expressly indicated. The information provided in the pages of this site is subject to change and update from time to time. The pages may contain incorrect or inaccurate information, and Glitnir may not in any way be held responsible for any direct or consequential loss arising from such incorrect or inaccurate information. Glitnir has not reviewed and is not responsible for the content of off-site pages or any other site linked to this site. Glitnir does not guarantee that any functions at this site will operate without interruptions or errors and accepts no responsibility for any such interruptions or errors. The distribution of the Information Memorandum on this site and the offering for sale of Notes and CPs or any interest in such Notes or CPs or any rights in respect of such Notes or CPs may, in certain jurisdictions, be restricted by law. Persons obtaining the Information Memorandum or any Notes or CPs or any interest in such Notes or CPs or any rights in respect of such Notes or CPs are required by the Issuer, the Arranger and the Dealers to inform themselves about and to observe any such restrictions. Please note that all information on this site and on the pages thereof, is exclusively addressed to readers within Iceland, unless otherwise expressly indicated. Any dispute arising between Glitnir and readers with reference to this site, is to be governed by Icelandic law and is subject to the exculsive jurisdiction of the Icelandic Courts.

Disclaimer concerning e-mails sent from Glitnir and/or its subsidiaries and affiliates

The information transmitted, including any attachment, may contain confidential and/or privileged material and is intended only for the addressee. The contents of the message are the individual senders responsibility if it is not related to the operation of Glitnir. If e-mail is received by error, please keep the information confidential, contact the sender and delete the material from your system.